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Fix & Hold private money is for non-occupied residential property. It allows investors to buy property, renovate and keep it for rental. in this type of loan we look closely on your credit score.
Check below for our fix & Hold guidelines.
Term: 18 month loan with 6 m. Extention option
Rate: 10%+
LTV: 65% after repair value or 80% of the purchase price, 50% cash out refinance
FICO: No minimum
Typical Property: 1-4 residential non-owner property
Lien Position: First lien
Min Loan: $15,000
Maximum Loan: $5,000,000
Down Payment: 0%
Lender points: 2% to 5%
Location: Nationwide Except:
Collateral: Cross-collateralization
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